Defined Contribution Plans

Monroe Vos has extensive experience in working with some of the best known and respected 401(k)/403(b) plans. We have pioneered concepts and services in the defined contribution plan market. 

• In 1989 we pioneered the return of 12b-1 fees back to the plan.
• In the late 1990s we pioneered the concept of asset allocation strategies using the plan's best of class managers. 
• In the early 2000s we pioneered the capping of recordkeeper fees and the rebate from the recordkeeper of fees in excess of negotiated levels back to the plan.

We understand that the three key elements of a successful defined contribution plan are excellent recordkeeping, best of class funds and controlling cost.  Our proprietary RFP (Request for Proposal) covers these three areas in great detail.  We believe our RFP is the best in the industry.

We provide complete cost analysis to our clients quarterly and benchmark the cost to similar plans in terms of type and size. We identify with you and understand the challenges you face.

Our experience includes:
• 401(k)
• 403(b)

Consulting services for Defined Contribution Plans includes:
• Investment Policy Development
• Plan Administrator Search*
• Manager Search / Due Diligence*
• Asset Allocation Strategies*
• Transition Management*
• Performance & Risk Measurement
• Investment Policy Comparison*
• Cost Analysis*
• Client Allowance*
• Participant Education*
• Fiduciary Compliance*
• Custom Projects

* Monroe Vos believes that the process it utilizes in these services is unique to the financial industry.