Monroe Vos Philosophy for Investment Consulting

Monroe Vos has a unique investment philosophy in this industry, built on trust, integrity, ethics and sound business and financial practices.

• We offer hard dollar fixed fees for our services.
• We provide transparency in all we do.
• We provide transparency in the manager search process.
• We negotiate the return of mutual fund 12b-1 fees to our clients.
• We negotiate the capping of recordkeeper fees.
• We educate our clients on fiduciary ethics.
• We believe in Strategic and Tactical Asset Allocation.

Studies show that up to 90% of investment returns are generated by asset allocation.

Our philosophy is grounded on the simple but extremely important concept of protecting client assets in bear markets and growing assets in bull markets. We do not believe in the commonly held concept of staying with Strategic Asset Allocation in all market environments. This concept was developed and adopted by the consulting and money management industries during the longest bull market in history (1981 - 1999) and solidified in the last up leg of the continuing bull market (2003 - 2007). Studies show that up to 90% of investment returns are generated by asset allocation, not the selection of specific stocks and bonds. We believe that there is a time and place for Tactical Asset Allocation to protect clients' assets. We first employed Tactical Asset Allocation in 1987 using what Jim Monroe called the "Swing Manager Concept" where he put a Tactical Asset Allocator between the stock and bond managers. This worked in 1987 because the Asset Allocator was 100% in bonds.

In 2000 we started using a different but effective method of Tactical Asset Allocation using top down macro economic data, market valuation and the direction of interest rates. Learn more about how Monroe Vos adds value.